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Why we do it


DSC_0030The need for what we do has become a right.

This has finally been recognised by policy makers and financial education, in different forms and is now compulsory in the National Curriculum of all four nations of the UK. Our focus now is on quality and impact.

Why is financial and enterprise education important?

UK personal debt is at a record £1.4 trillion, around £9,000 per person; this is hardly surprising given that 90% of the UK population have never received any form of money management lessons.

Youth unemployment stalks Europe and the traditional routes to employment are changing. This generation will have to make smarter financial decisions and create their own opportunities.


Need for Financial Education

IMG_6935It is currently pot luck whether or not a young person receives any financial education. In England it is compulsory for secondary school pupils up to GCSEs, but academies and Free Schools can opt out of the National Curriculum. The vast majority of teachers have received no extra training in financial literacy, there is a lack of independent assessors of quality free resources and financial education takes its place in a very broad curriculum.
financial education


MyBnk are responding to the fact that many young people are not being taught the necessary financial skills needed in life, leaving them either financially excluded or unable to deal with their personal finances effectively.

There are now over 3,400 different mortgages, 300 major credit cards and 4,000 different saving accounts for young people to navigate.




Need for Enterprise Education

MG_St Giles Trust_02The UK job market is increasingly competitive, creating much uncertainty for young people’s futures – Do I go to university or do I get more experience? Should I do an apprenticeship?

This year, higher tuition fees resulted in an 8.9% drop in UCAS applications.


enterprise educationEnterprise helps bring financial knowledge to life and can provide a successful route to long-term participation in the job market.

The willingness to take risks, the courage to face possible failure, and self-belief are all known characteristics of entrepreneurs. Being entrepreneurial incorporates a set of behaviours and outcomes that extend across all working environments, and organisational contexts, and into the wider world of individuals outside and beyond work.