Money Twist S4

A directly delivered financial education programme aimed at S4 pupils in secondary schools

 

Independently Assessed

Format

2 x 100 min sessions – Can be delivered over 2-3 separate sessions

Target Group

S4 pupils

Group Size

12-30 young people

Information Sheet PDF

Download

Content

A highly interactive financial education programme covering practical and relevant everyday financial matters.

These sessions are designed to get young people thinking and caring about their finances, both now and in their short and long-term futures.

Sessions cover:

  • Session 1: Minimum wage, payslips, national insurance, tax, government spending, household costs, insurance, needs and wants, lifestyle choices, budgeting, unexpected costs, and savings.
  • Session 2: Pensions, auto enrolment, investments, stocks and shares/cash ISAs, risk and saving, Interest, borrowing, credit and debt, and fraud and scams.

Money Twist approaches financial capability in a hands-on manner as young people play games and include physical activity in their learning. Each session is structured to look at where young people get money, what they do with it and why it matters.

Participants are encouraged to give their own views and critically analyse various financial problems that young people and adults are faced with, as well as considering their own financial futures.

Money Twist has been evaluated and proven by The Money Advice Service’s Evidence Hub. This programme also won Children & Young People Now’s Financial Capability Award 2010!

MyBnk Cancellation Policy: Cancellations and changes made to scheduled deliveries incur costs to MyBnk. Any changes made less than two weeks in advance will result in a £100 or, if less than three working days, £250 charge per MyBnk trainer. Full Terms & Conditions here.

Case Studies

From opening a first bank account and trading in real markets, to moving out of care and into independent living, MyBnk’s financial education workshops pack a BIG punch!

“Now I Know Where To Go For What I Need” – Seeking Help

"They Don’t Teach You This At School. It’s Not Common Knowledge" - Fighting Debt

"It’s Given Me The Confidence To Go Out And Speak To People"

“Always Save Your Money For The Future, You Might Really Need It Then.” - Saving Up

Impact After This Programme

73

Teachers who thought MyBnk training was more effective than the training delivered by school staff

31

Of pupils who have not made a financial plan now would

45

Pupil’s shift towards moderating extreme spending and savings habits

"Better spend an extra hundred or two on your son's education, than leave it him in your will." ~ The Mill on the Floss by George Eliot

Gemma Orr

Scotland Area Manager- Scotland and Northern Ireland